Start-ups such as the Issuer, any distributors and/or any affiliates may involve a high degree of specific risk.

The financial and operational risks faced by start-ups are significant and the entities mentioned above are not immune to them.

Start-ups often encounter unexpected problems in the areas of product development, marketing, financing and general management, among others, which often cannot be resolved. It is possible that, due to a variety of reasons, including, but not limited to, an unfavorable fluctuation in the value of crypto and fiat currencies, a decrease in the usefulness of &SCROOGE due to negative adoption of the Social Scrooge ecosystem, the failure of business solutions, relationships or intellectual property challenges,

the Social Scrooge ecosystem may no longer be able to function and the Issuer, and some parties directly involved, may be dissolved.

Social Scrooge has tried to mitigate these risks by operating in the crypto sector for some time and managing activities related to the provision of computational services on the blockchain network for some time now. The Social Scrooge team has been operating on the web since the 2000s, author of several web portals, over 200,000 sites created to date.